In Dave Chapman's Westerville neighborhood, it's not hard to find people to borrow items from -- tools, beach toys, DVDs.

In Dave Chapman's Westerville neighborhood, it's not hard to find people to borrow items from -- tools, beach toys, DVDs.

At a cookout last summer, a neighbor offered up a tool Chapman planned to buy, saving him around $150. Shortly afterward, another neighbor brought over an axe when he saw Chapman struggling to take out a difficult plant.

Those two instances spurred Chapman to draft a business plan that has turned into a Web site,

"All these things happened, and I was thinking, 'Wouldn't it be easy to connect with these people on the Web and share things you have that you don't use that often?'" Chapman said.

The social-networking site allows users to connect to people they know and list items they are willing to lend out.

People within a group can "shop" their friends' lists and submit requests to borrow items. Tools on the site also remind members of what they've loaned out and what they're borrowing, as well as when those items are due to be returned.

Chapman created the site with the help of a friend in Hawaii and a freelance Web designer.

He launched the Web site in August, allowing friends and family members to sign up in order to jumpstart it and to give the creators a chance to see what improvements and adjustments could be made. now has around 1,000 members in 26 states. Popular sharable items include movies, tools, camping equipment, toys and baby items such as strollers and car seats.

Chapman said he's found what attracts people to the site is that it allows them to both save money by borrowing instead of buying and to be ecologically friendly by offering up items they're not using rather than throwing them away.

"This really falls into a way people can save money and still do things around the house," he said. "This is a great, great way for people to do 'green' things in their lives."

New members can be invited to join an existing group, if they know someone in that group, or new people can join as a collective of friends, family members or neighbors looking to share items.

There is a $20 annual cost to be a member of the site, but members can lower their fees, or earn a free membership, by referring people to Chapman said the decision was made to charge a fee in order to save the site from being cluttered with ads.

"We wanted to create a site that was simple to use but didn't have all the ads," he said.

The fee also is waived for the first 30 days so members have a chance to create new groups for free.

Popular groups of people include neighbors, church groups, coworkers, family and friends, Chapman said, and users can create different groups with different items listed to help keep accounts manageable.

Moving forward, he said he plans to create weekly e-mails so he can update members on what items have been added to lists in their groups and to remind them of what they've borrowed and lent out.

"We're on our way, definitely," Chapman said of the site. "We've made some progress."